The journey to this milestone began with Access Holdings reporting a profit before tax of N1.007 trillion for the year ended December 31, 2025. This figure represents a significant 16.16% increase compared to the previous year’s profit of N867 billion. Such growth is noteworthy, especially when considering the dynamic nature of financial markets.

Several key factors contributed to this impressive financial performance. For instance, net interest income surged to N1.36 trillion, while net fees and commission income grew by an impressive 40.9% to N585.1 billion. Additionally, total assets increased by 24.3% to N51.57 trillion, showcasing the bank’s expanding footprint.

Key statistics from Access Holdings’ financial results:

• Customer deposits grew by 53.4% to N34.56 trillion.
• Shareholders’ funds rose by 15% to N4.33 trillion.
• The bank’s gross earnings reached N5.529 trillion, marking a 13.34% YoY increase.

This strong performance comes despite facing challenges, including an impairment charge that increased by 113.42% to N523.550 billion. Moreover, earnings per share saw a decline of 19.33%, indicating that while profits rose, certain aspects of profitability faced pressures.